• | Feature                  | Hydrocotyle bonariensis (Largeleaf Pennywort)                                                                                                                 | Hydrocotyle umbellata (Manyflower Marshpennywort, Dollarweed)                                                                                                | Hydrocotyle verticillata (Whorled Pennywort, Shield Pennywort)																					    |
    |--------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------------------------------------------------------------------------------------------------------------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------|
    | **Native Distribution**  | Tropical & Subtropical Americas (e.g., Argentina to N. Carolina, USA); naturalized in tropical Africa, Australia, coastal Brazil.                             | Americas (North, Central, South, e.g., USA to Brazil, Chile); naturalized in New Zealand, Thailand, parts of Africa.                                         | North & South America (USA to Argentina/Chile), Australia, South Africa, tropical/subtropical Africa (e.g., Somalia to South Africa). 				|
    | **Habitat**              | Sandy/skeletal soils, brackish coastal areas, sand dunes, inland damp places, lawns/gardens; tolerates dry/flooded extremes, submaritime (0-50 m elevation).  | Moist/wet areas: marshes, river/lake shores, wetlands, riparian zones, swamps, roadside ditches, maritime grasslands; prefers high water fluctuation sites.  | Marshy/boggy/wet depressions, pond margins, shallow river/lake edges, wet littoral; versatile in waterlogged, submerged, or terrestrial conditions. |
    | **Growth Habit**         | Perennial rhizomatous herb, creeping/prostrate stems rooting at nodes; glabrous, emits strong odor when crushed.                                              | Perennial herb, floating/creeping/slightly succulent stems, stolons; forms dense mats.                                                                       | Perennial herb, creeping stems up to 30 cm, rooting at nodes; glabrous, adaptable to varying water levels. 											|
    | **Leaf Morphology**      | Round, peltate, large (4-15 cm wide), crenate/lobed margins; blade held vertically; abaxial surface visible.                                                  | Round, peltate, 0.5-7.5 cm diameter, crenate/slightly lobed; coin-like, held horizontally.                                                                   | Round, peltate without sinus/notch, smaller (2-4 cm diameter); alternate along stem. 																|
    | **Flower Morphology**    | White to creamy-yellow, in numerous umbels; stalks up to 30 cm tall; flowering Apr-Aug (–Nov).                                                                | Small white/greenish/yellowish, in simple umbels (10-60 flowers); flowering Apr-Oct.                                                                         | Small/inconspicuous white, in whorls (verticils) forming interrupted spike/raceme; flowering May-Aug.											    |
    | **Fruit**                | Small, ellipsoid; seed dispersal via water/animals.                                                                                                           | Ellipsoid, small; long-lived seed bank.                                                                                                                      | Small, inconspicuous; dispersal by seed/stem fragments.                                              											    |
    | **Other Notes**          | Often a weed in coastal regions; C3 photosynthesis; medicinal potential (e.g., functional food).                                                              | Edible (leaves in salads), medicinal (e.g., cough treatment), invasive potential, phytoremediation uses; larger than similar species.                        | Popular in aquaria (undemanding, good substrate needed); thrives submerged/emersed; distinguished by whorled flowers and unnotched leaves.          |